APY (Atal Pension Yojana) Calculator

Calculate your monthly contribution and pension benefits under APY scheme

Entry age: 18-40 years
Choose your desired monthly pension after 60 years
Current indicative rate: 7.5%

Monthly Contribution

₹0
Amount you need to contribute monthly

Total Investment

₹0
Total amount invested till 60 years

Pension Corpus

₹0
Corpus required for pension

Return on Investment

0%
Effective return on investment

Spouse & Nominee Benefits

Spouse Pension

₹0/month

50% of chosen pension amount

Nominee Amount

₹0

Lump sum return of pension wealth

Investment Growth Projection

Year-wise Contribution Details

Year Age Yearly Contribution Corpus Value

About Atal Pension Yojana (APY)

What is APY?

Atal Pension Yojana is a government-backed pension scheme primarily aimed at workers in the unorganized sector. It provides a guaranteed minimum pension ranging from ₹1,000 to ₹5,000 per month after the age of 60.

Key Features

• Guaranteed pension for life
• Government backed scheme
• Low-cost pension plan
• Tax benefits under 80CCD
• Auto-debit facility

Benefits

• Minimum guaranteed pension
• Spouse pension after subscriber's death
• Return of corpus to nominee
• Fixed monthly contribution
• Portable across banks

Eligibility

• Age: 18-40 years
• Bank account holder
• Mobile number
• KYC compliant
• Not income tax payer

Rules & Regulations

• Minimum age for contribution: 18 years
• Maximum age for contribution: 40 years
• Minimum monthly contribution: ₹1,000
• Maximum monthly contribution: ₹5,000
• Contribution frequency: Monthly

Conclusion

Use our APY Calculator to calculate your monthly pension and the required contributions for a secure retirement. Plan your savings effectively with accurate results.

Frequently Asked Questions

When will I receive my Pension?

Age Of Start Of Pension is 60 Years.

What will happen if the contribution gets delayed?

Subscriber will be charged overdue interest for the delayed period in case the APY contribution gets delayed beyond the due date..

How will I know the status of my contribution?

You can check the status of your contribution by logging into your APY account.

If I have completed 40 years, can I join Atal Pension Yojana?

Yes, you can join Atal Pension Yojana after 40 years.

If I have completed 40 years, can I join Atal Pension Yojana?

Yes, you can join Atal Pension Yojana after 40 years.