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PPF Calculator

Calculate your Public Provident Fund (PPF) returns and plan your long-term savings.

Total Investment

₹22,50,000

Total Interest

₹18,67,500

Maturity Amount

₹41,17,500

Understanding PPF

Public Provident Fund (PPF) is a long-term savings scheme backed by the Government of India. It offers tax benefits under Section 80C.

Key Features

  • Lock-in period of 15 years
  • Tax-free returns
  • Sovereign guarantee
  • Partial withdrawal allowed after 7th year
  • Loan facility available from 3rd to 6th year

Benefits

  • Accumulate savings for long-term goals
  • Enjoy tax-free returns
  • Secure retirement savings
  • Flexibility in withdrawal

Important Notes

  • PPF is a tax-free savings scheme
  • Interest is calculated based on the current rate of interest
  • Partial withdrawal allowed after 7th year
  • Loan facility available from 3rd to 6th year

PPF Calculator

Use our PPF Calculator to calculate interest, annual growth, and maturity value of your Public Provident Fund. Plan your savings effectively with accurate results.

Inputs

  • Yearly Investment: Enter the amount you wish to invest in the PPF.
  • Interest Rate: Select the annual interest rate for the PPF.
  • Time Period: Specify the number of years you want to invest in the PPF.

Outputs

  • Total Investment: Displays the total amount invested in the PPF.
  • Total Interest: Shows the total interest earned on the PPF over the specified time period.
  • Maturity Amount: Provides the total amount you'll receive at the end of the PPF's lock-in period.

How to Use

  1. Enter the amount you wish to invest in the PPF.
  2. Select the annual interest rate for the PPF.
  3. Specify the number of years you want to invest in the PPF.
  4. Automatically calculate the total investment, total interest, and maturity amount to see the results.

Additional Information

  • PPF is a tax-free savings scheme.
  • Interest is calculated based on the current rate of interest.
  • Partial withdrawal allowed after 7th year.
  • Loan facility available from 3rd to 6th year.

Investment Rules

  • Minimum yearly deposit: ₹500
  • Maximum yearly deposit: ₹1,50,000
  • Deposits can be made in lump sum or 12 installments
  • Interest is compounded annually
  • Interest rate is set by government quarterly

Formula

Formula for calculating PPF interest:

Interest = (Investment * Interest Rate * Time) / 100

Conclusion

Use our PPF Calculator to calculate interest, annual growth, and maturity value of your Public Provident Fund. Plan your savings effectively with accurate results.

Frequently Asked Questions

What is the minimum investment amount for PPF?

The minimum investment amount for PPF is ₹500.

What is the maximum investment amount for PPF?

The maximum investment amount for PPF is ₹1,50,000.

What is the lock-in period for PPF?

The lock-in period for PPF is 15 years.

Can I withdraw partial amount from PPF after 7th year?

Yes, you can withdraw partial amount from PPF after 7th year.

Is there a loan facility available for PPF?

Yes, there is a loan facility available for PPF from 3rd to 6th year.

Is PPF tax-free?

Yes, PPF is tax-free.

What is the interest rate for PPF?

The interest rate for PPF is set by the Government of India.

Can I withdraw partial amount from PPF after 7th year?

Yes, you can withdraw partial amount from PPF after 7th year.

Is there a loan facility available for PPF?

Yes, there is a loan facility available for PPF from 3rd to 6th year.

Is PPF tax-free?

Yes, PPF is tax-free.