HRA Calculator

Calculate your House Rent Allowance tax exemption under Section 10(13A)

HRA Exemption (Monthly)

₹20,000

HRA Exemption (Yearly)

₹2,40,000

Taxable HRA (Monthly)

₹0

HRA Exemption Calculation Breakdown

1. Actual HRA Received
₹20,000
2. Rent Paid - 10% of Basic Salary
₹20,000
3. Basic Salary Percentage
₹25,000 (50% of Basic)
Eligible HRA Exemption
₹20,000
(Minimum of above three)

About HRA Calculation

What is HRA?

House Rent Allowance (HRA) is a component of salary provided by employers to employees to meet their rental expenses. It is exempt from tax under Section 10(13A) of the Income Tax Act.

HRA Exemption Rules

The HRA exemption is the minimum of:

  • Actual HRA received
  • Rent paid minus 10% of basic salary
  • 50% of basic salary for metro cities, 40% for non-metro cities

Metro Cities

Delhi (NCR), Mumbai (MMR), Kolkata, Chennai are considered metro cities where the HRA exemption limit is 50% of basic salary. For all other cities, it is 40%.

Frequently Asked Questions

What is HRA?

HRA is a component of salary provided by employers to employees to meet their rental expenses. It is exempt from tax under Section 10(13A) of the Income Tax Act.

How does HRA exemption work?

The HRA exemption is the minimum of:

  • Actual HRA received
  • Rent paid minus 10% of basic salary
  • 50% of basic salary for metro cities, 40% for non-metro cities
What is the HRA exemption limit for Metro cities?

The HRA exemption limit for Metro cities is 50% of basic salary.

What is the HRA exemption limit for Non-Metro cities?

The HRA exemption limit for Non-Metro cities is 40% of basic salary.