Calculate your retirement corpus and explore different investment strategies
| Year | Age | Investment | Returns | Balance |
|---|
The National Pension System (NPS) is a voluntary retirement savings scheme designed to enable systematic savings during the subscriber's working life. It is regulated by PFRDA and offers tax benefits under Section 80C and 80CCD(1B).
• Low-cost retirement savings scheme
• Flexible asset allocation
• Tax benefits on contributions
• Partial withdrawal allowed
• Choice of pension fund managers
• Employee contribution: Deduction up to ₹1.5L u/s 80C
• Additional ₹50,000 deduction u/s 80CCD(1B)
• Employer contribution: Up to 10% of salary
• Tax-free withdrawal up to 60% at maturity
• Auto Choice: Age-based allocation
• Active Choice: Self-chosen allocation
• Max 75% in Equity (until age 50)
• Govt. Securities & Corporate Bonds
• Alternative Investment Funds
The NPS is a scheme for voluntary retirement savings that provides tax benefits under Section 80C and 80CCD(1B) of the Income Tax Act.
Yes, you can withdraw up to 60% of your NPS balance at any time.
The maximum contribution for NPS is ₹1.5 lakh per year.
Yes, NPS contributions are tax-deductible under Section 80C of the Income Tax Act.
The minimum age for NPS is 18 years.
The maximum age for NPS is 65 years.
The minimum age for NPS is 18 years.